There's something about overdue invoices that I find increasingly difficult to accept. It's the apparent willingness of some people to let another business carry their financial burden, without any thought for the person waiting to be paid.

A better season can bring more choices, but that doesn’t make the decisions any easier. Paige explores how farm businesses can weigh debt, working capital, machinery, investment and growth opportunities with the numbers behind them.

Debt can be a useful tool in farming, but when the pressure drags on, it can start to change how you see things and the choices you make. There’s a difference between the kind of pressure that keeps you sharp and the sort that wears you down. I’ll talk through how to spot the signs, and why it’s important to stick to the facts and keep your thinking clear when things get tough.